Coupon Highlights

Best Discount: 70%
Coupon Codes: 4
Total Offers: 9
Avg. Savings: $22.44

How to Redeem a Promo Code

  1. Create an account on the Perpay Marketplace by visiting their website and signing up with your details to receive a personalized spending limit based on your income.
  2. Browse and shop for products directly on their marketplace; note that purchases outside Perpay’s platform require their credit card.
  3. Add items to your cart and proceed to checkout; confirm your payment schedule based on automatic payroll deductions to ensure hassle-free payments.
  4. Apply coupon codes if available by entering the code at checkout before finalizing your order; ensure the code is valid for your selected products.
  5. Complete your purchase and Perpay will deduct your payments automatically from your paycheck on payday, spreading payments over manageable installments with no interest.
  6. Enroll in Perpay+ optionally to report your on-time payments to credit bureaus, which can help you build or improve your credit score over time.

Important: Coupon codes must be entered before completing the purchase and may have restrictions, so always check details on eligibility and expiration.

Savings Tips & Hacks

  • Take advantage of the no-interest payment plans to spread out costs without paying extra fees.
  • Use coupon codes on products within the Perpay Marketplace to maximize discounts.
  • Enroll in Perpay+ to build credit through on-time payments, which may help unlock higher spending limits over time.
  • Pay your installments automatically via payroll deductions to avoid late fees and maintain positive credit impact.
  • Monitor your spending limit and try to stay well within it to maintain financial control and avoid overspending.
  • Use the Perpay Credit Card to shop outside the marketplace and earn up to 2% cashback on purchases, further increasing savings.
  • Regularly check for special promotions or seasonal deals within the marketplace to maximize shopping value.

Top Discount FAQs

Q: How does Perpay determine my spending limit?
A: Perpay estimates your personalized spending limit based on your income without performing a hard credit check, making their platform accessible to many users with imperfect credit.

Q: Does Perpay charge interest or fees?
A: No, Perpay does not charge any interest or fees on their marketplace purchases; you pay only the price of the product spread out over time through payroll deductions.

Q: How does Perpay help build credit?
A: Through their Perpay+ program, they report your on-time payments to all three major credit bureaus, helping improve your credit score as long as payments are consistent and on time.

Q: Can I use Perpay coupon codes on the Perpay Credit Card purchases?
A: Coupon codes generally apply only within the Perpay Marketplace; the credit card allows shopping elsewhere but does not accept coupon codes from the marketplace.

Q: What happens if I miss a payroll deduction payment?
A: Since payments are automatic from your paycheck, missing payments can impact credit-building and possibly result in account issues; it's important to keep your payroll information current and notify Perpay of changes.

Q: Is there a mobile app for Perpay?
A: Perpay can be accessed via their website optimized for mobile, but currently, there is no dedicated mobile app widely available.

Get Coupon Alerts

We'll email you with fresh Perpay Coupon Code codes and other offers whenever they're found.

Top Perpay Promo Codes for January 27, 2026
  • 0

HOME65: $65 Off at Perpay

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Coupon code HOME65 for $65 discount, best available code last used Dec 15, 2025.

January 16, 2026 GET DEAL
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Earn $55 Off on All Orders

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$55 discount on all orders at Perpay, working per 31 shoppers 8 hours ago.

January 16, 2026 GET DEAL
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$50 Off Everything at Perpay

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Earn $50 off on all purchases using this verified promo code. Confirmed working by 90 shoppers 19 hours ago.

January 16, 2026 GET DEAL
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12% Cash Back for New Customers

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Earn 12% cash back on first installment for new customers only.

January 16, 2026 GET DEAL
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$100 Spending Credit for First Order

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New customers receive $100 spending credit on first order from Perpay.

January 16, 2026 GET DEAL
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$50 Off Any Purchase at Perpay

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Discount code providing $50 off any purchase, used successfully by 36 shoppers 7 hours ago.

January 16, 2026 GET DEAL
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19% Cash Back Program

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Earn 19% cash back on qualifying purchases at Perpay. Cashback appears in account within 7 days.

January 16, 2026 GET DEAL
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65% Off Promotional Code

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Get up to 65% off when applying a Perpay promotional code at checkout.

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Student or Military Discounts

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No information or offers related to student or military discounts were found in recent Perpay promotional data.

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Free Shipping Details

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Perpay does not publicly specify a free shipping threshold or detailed shipping promotions. For accurate and current shipping policies, customers should consult Perpay’s help center.

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Bundle Deals

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No specific current bundle deals were identified in search results. Savings generally come from credit offers, promo codes, or cashback rather than traditional bundles.

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2% Rewards on Every Order with Perpay Card

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Earn 2% rewards back on every purchase using your Perpay credit card. Applies to new and existing customers.

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No Interest and Fees on Orders with Timely Payments

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Pay for your orders in installments with no fees or interest as long as payments are on time. This unique feature avoids traditional credit card costs and helps build credit.

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Discount Code Savings

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Save money with discount code. Use it now to enjoy great savings on your next purchase!

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Discounts up to 70% off!

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Save up to 70% on your purchase with our exclusive coupon code. Hurry, limited time offer!

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$65 Off with HOME65

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Use code HOME65 for $65 off at Perpay, best available code last used Dec 26, 2025.

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19% Cash Back on Purchases

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Get 19% cash back on qualifying purchases at Perpay.

December 31, 2025 GET DEAL
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12% Cash Back for New Customers on First Installment

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New Perpay customers can earn 12% cashback on their first installment only. Existing customers or other transactions are excluded.

December 31, 2025 GET DEAL
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$50 Off Any Purchase

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Save $50 off any purchase at Perpay.

December 31, 2025 GET DEAL
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$100 Spending Credit First Order

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$100 spending credit for your first order from Perpay.

December 31, 2025 GET DEAL
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Perpay Credit Card and Spending Credit Offers

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Get up to $1,000 in credit when you open a Perpay credit card, allowing you to spend with no security deposit and no interest or fees on timely payments. This offer helps build credit and is available to both new and existing customers.

December 31, 2025 GET DEAL
  • 0

Up to 25% Off Orders of $200 or More

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Promotional codes occasionally offer up to 25% off orders with a minimum spend of $200. Though currently not active, they may return.

December 31, 2025 GET DEAL

Connect with Perpay

You are viewing current perpay.com coupons and discount promotions for January 2026. For more about this website, and its current promotions connect with them on @Perpay or Facebook.

Visit perpay.com

How we verify offers

We try to keep this page accurate and up to date by:

  • checking official pages and publicly available information,
  • reviewing our partner feeds where applicable,
  • removing expired or invalid offers when detected.

If you notice something outdated or incorrect, contact us with the page URL and a short description.

Last verified: January 27, 2026

Current Perpay Coupon Code Coupons

Discount Description Expiration Date
Special Offer Student or Military Discounts No expiration
Special Offer Free Shipping Details No expiration
Special Offer Bundle Deals No expiration
2% Off 2% Rewards on Every Order with Perpay Card No expiration
Special Offer No Interest and Fees on Orders with Timely Payments No expiration

More information about Perpay Coupon Code

Perpay offers free shipping on many items within the marketplace, though shipping times and policies vary by product and vendor. Their customer service is accessible through online chat and email, committed to helping users manage accounts and payments efficiently.

The return policy is designed to be customer-friendly, allowing returns on most products within a specified period, though some restrictions may apply depending on the item.

Perpay emphasizes automatic payroll deductions to align payments with users' cash flows, minimizing missed payments and financial stress.

They run a loyalty-inspired structure whereby good payment behavior can unlock higher spending limits and lower installment amounts over time.

As a certified B Corp, Perpay maintains high standards for social and environmental responsibility alongside their mission to empower financially underserved populations.

The Perpay Credit Card, issued by Celtic Bank, offers up to 2% cashback and removes common barriers like high security deposits, making it easier to build credit outside the Perpay Marketplace.

Perpay supports customers working at over 50,000 companies, promoting inclusive access across many employment sectors nationwide.

Copyright © 2022–2026 ChopCoupons. All rights reserved. ChopCoupons is an online platform that monitors merchants' coupon codes to help you save money. We may earn a commission if you make a purchase through our coupons or links. Always ensure the accuracy of the coupon or promo code on the merchant's website before finalizing your purchase.